Today
Public Trust
$160,000 - $170,000
Unspecified
New York, NY (On-Site/Office)
Zachary Piper Solutions is seeking a Director of Direct Lending responsible for executing an independent, risk-based assurance review of assigned areas within consumer credit portfolio, including assessment of credit practices, effectiveness of policy implementation and risk governance. The Director contributes towards the continual review of the credit union's credit policy by conducting reviews of credit processes and products, performing monitoring of credit trends and credit changes in the assigned portfolios. This position is fully onsite in Long Island, NY.
JOB DUTIES:
• Oversees the research, development, communication, and implementation of consumer lending policies.
• Analyzes lending data to identify risks, trends, and areas for improvement.
• Ensures lending volume and profit goals are met.
• Responsible for the integrity and performance of all Consumer Lending Rules and Decisioning
• Responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.
• Conduct risk-based reviews covering consumer line(s) of business
• Identify credit process weaknesses in the Consumer Loan department
• Identify emerging trends and issues that will impact the day to day operation of the department
• Identify gaps in credit policy and make recommendations on how to close these gaps
• Working with regulators and internal and external auditors to provide assurance that Credit Review processes are sound
• Build and maintain high trust relationships with senior credit risk management, senior lending associates, and regulators
• Manage and monitor the consumer underwriters and admins to ensure the daily workloads are completed in a timely and efficient manner
• Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
• Partner with the Director, Consumer Loans on all department and enterprise projects that impacts the department.
• Manage the Smart Decisioning Platform Business Configuration, Settings and Change Process
• Performs other duties as needed upon request by immediate supervisor
QUALIFICATIONS & EDUCATION:
• Bachelors degree required or a minimum of eight years directly related experience in Consumer credit underwriting required
• Minimum six years progressive credit underwriting experience required
• Minimum three years leader/supervisory experience required
• Proficient in DNA, credit report analysis, originating loans required
• Microsoft Applications including, but not limited to, Excel, Word and Power Point
Compensation:
$160,000-$170,000/year **depending on years of experience and degree**
Full Benefits -Medical, Dental, Vision, 401K, Paid Holidays, PTO, Sick Leave if required by law
This job opens for applications on 11/24/2025. Applications for this job will be accepted for at least 30 days from the posting date
#LI-Onsite
#LI-GC2
Key Words: Director, consumer lending, direct lending, consumer loan operations, compliance, credit policies, risk governance, regulatory standards, lending policies, analyzing lending data, risk and trend identification, conducting risk-based reviews, credit processes, monitoring credit portfolio performance, maintaining relationships, senior credit risk management, auditors, regulators, managing underwriter, administrative staff, policy development, credit process improvement, Smart Decisioning platform management, collaboration on enterprise projects, consumer credit underwriting expertise, leadership experience, DNA systems, credit analysis, loan origination, Microsoft Office applications, long island, new your, NYC, NY
JOB DUTIES:
• Oversees the research, development, communication, and implementation of consumer lending policies.
• Analyzes lending data to identify risks, trends, and areas for improvement.
• Ensures lending volume and profit goals are met.
• Responsible for the integrity and performance of all Consumer Lending Rules and Decisioning
• Responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.
• Conduct risk-based reviews covering consumer line(s) of business
• Identify credit process weaknesses in the Consumer Loan department
• Identify emerging trends and issues that will impact the day to day operation of the department
• Identify gaps in credit policy and make recommendations on how to close these gaps
• Working with regulators and internal and external auditors to provide assurance that Credit Review processes are sound
• Build and maintain high trust relationships with senior credit risk management, senior lending associates, and regulators
• Manage and monitor the consumer underwriters and admins to ensure the daily workloads are completed in a timely and efficient manner
• Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
• Partner with the Director, Consumer Loans on all department and enterprise projects that impacts the department.
• Manage the Smart Decisioning Platform Business Configuration, Settings and Change Process
• Performs other duties as needed upon request by immediate supervisor
QUALIFICATIONS & EDUCATION:
• Bachelors degree required or a minimum of eight years directly related experience in Consumer credit underwriting required
• Minimum six years progressive credit underwriting experience required
• Minimum three years leader/supervisory experience required
• Proficient in DNA, credit report analysis, originating loans required
• Microsoft Applications including, but not limited to, Excel, Word and Power Point
Compensation:
$160,000-$170,000/year **depending on years of experience and degree**
Full Benefits -Medical, Dental, Vision, 401K, Paid Holidays, PTO, Sick Leave if required by law
This job opens for applications on 11/24/2025. Applications for this job will be accepted for at least 30 days from the posting date
#LI-Onsite
#LI-GC2
Key Words: Director, consumer lending, direct lending, consumer loan operations, compliance, credit policies, risk governance, regulatory standards, lending policies, analyzing lending data, risk and trend identification, conducting risk-based reviews, credit processes, monitoring credit portfolio performance, maintaining relationships, senior credit risk management, auditors, regulators, managing underwriter, administrative staff, policy development, credit process improvement, Smart Decisioning platform management, collaboration on enterprise projects, consumer credit underwriting expertise, leadership experience, DNA systems, credit analysis, loan origination, Microsoft Office applications, long island, new your, NYC, NY
group id: 10430981
